Built in Uganda,
Built for Africa.
Since 2017, we've been on a mission to give every small business and mobile money agent the financial tools they deserve.
A fintech built on
real ground truths.
ChapChap Africa is a Ugandan fintech startup dedicated to empowering micro, small, and medium enterprises (MSMEs). We saw that millions of shop owners were running their businesses with notebooks and guesswork — and that mobile money agents were switching between multiple SIM cards to serve their customers.
We built two products to solve these problems directly: ChapChap Shop, a bookkeeping app for small businesses, and ChapChap Agent, a unified mobile money and banking platform for agents. Together, they put powerful financial tools into the hands of people who need them most.
Today we have onboarded over 75,000 MSMEs across Uganda and continue to grow. Our ambition is regional — but our approach stays the same: simple, reliable tools that work where our users live and work.
Our Mission & Vision
Our Mission
Engage and propel 15 million small businesses across Africa towards sustainable growth.
Our Vision
Bring small businesses across Africa into a digital age and enable financial inclusion for them and their customers.
Our People
We are a lean team of builders, operators, and problem-solvers rooted in Uganda. We understand our users because we live among them — and we are committed to building with them, not just for them.
Our Growth
Since our founding in 2016, we have grown from a single product serving a handful of shop owners to a multi-product platform serving hundreds of thousands of users across Uganda, with regional expansion underway.
Numbers that speak for us
Two tools. One mission.
ChapChap Shop
A digital bookkeeping app for MSME owners to Track sales, Track debtors, Track expenses, to see exactly where your money goes because we all know that we cannot grow what we cannot track. Available on Android and iOS.
Download the AppChapChap Agent
A unified platform for mobile money agents. Deposit and withdraw across MTN and Airtel, make bill payments, and process bank payments all from one app, no extra SIM cards needed. Android only.
Become an Agent